If your lifestyle depends on your paycheck then you may need disability insurance. Disability Insurance provides you with additional income in the event you cannot work because of a sickness or an accident. Union Services disability plans will pay in-addition to your any “Out-of-Work” benefits from your Employer. This extra income helps give you and your family enough money to pay your bills until you can return to work. We offer Short Term & Long Term Disability.
Disability Plan Highlights:
- Pays in addition to other Union benefits;
- Pays ½ benefits if it is a work-related accident;
- Pre-existing conditions are covered after one year;
- Short-Term Disability benefits begin on the 1st day of an accident and the 8th day of a sickness;
- Short-Term Disability can pay benefits up to 2 years;
- Optional Long-Term Disability can pay up to 5 years;
- Plans are fully-insured by recognized Ins. Carriers;
- You may purchase up to $3000 a month of disability benefits that pays in addition to any other income.
Sample Rates*:
$800 of monthly disability benefits are $9.78 a week
$1000 of monthly disability benefits are $12.23 a week
$2000 of monthly disability benefits are $24.46 a week
Benefits are paid on the 1st day of an accident and the 8th day of sickness
and payable for up to 6 months of disability. Longer Terms are available.
* Rates may vary by industry.
Guarantee Issues (coverage without any medical questions) may be available with minimum participation requirements.
Contact First Benefits for voluntary, disability proposals.
